I have received a summons. Can I still apply for debt counselling?

You would not be able to apply for Debt Counselling in respect of an Account  for which you have already received a Summons. You can apply however for Debt Counselling in respect of your other accounts. Applying for debt counselling will leave you with extra cash which you can utilise to pay towards the arrears in respect of the Summons which you have received.We would  assist you with the Summons that you have received from your Credit Provider and will discuss with you the best possible solution in respect of the Summons received.