Are there any upfront fees payable?

Some Debt Counsellors request from you, your first instalment as an upfront fee when you complete an Application Form for debt counselling. This is unlawful. Your Debt Counsellor is only entitled to charge you an initial application fee of R50-00 and a  rejection fee of R300-00. The rest of the Debt Counsellor’s fees are regulated by the National Credit Regulator.